Half Banked

The FDIC provides a wealth of resources for consumers, bankers, analysts, and other stakeholders. Browse our collection of financial education materials, data tools, documentation of laws and regulations, information on important initiatives, and more. The Federal Deposit Insurance Corporation is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system. Learn about the FDIC’s mission, leadership, history, career opportunities, and more. We provide a wide array of financial products and technical assistance, and we help countries share and apply innovative knowledge and solutions to the challenges they face. To learn more about Half Banked, click the blog title or image above, or click the link below to check out their website. Any recent posts are shown below and make sure to check out any social media pages they might have like Twitter and Facebook.

Half Banked

Oval track racing is a form of closed-circuit motorsport that is contested on an oval-shaped race track. An oval track differs from a road course in that the layout resembles an oval with turns in only one direction, and the direction of traffic is almost universally counter-clockwise. Oval tracks are dedicated motorsport circuits, used predominantly in the United States. They often have banked turns and some, despite the name, are not precisely oval, and the shape of the track can vary.

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About 21.7 percent of unbanked households cite “Don’t have enough money to meet minimum balance” as the main reason for not having an account. “Don’t trust banks” was the second-most cited main reason for not having an account.

In turn, the FDIC is calling on community groups and government agencies to join the movement and help bring more people into the banking system. To learn more, you can go to /GetBanked and follow the campaign at #GetBanked.

Save money.

On some of the faster ovals, a chicane is present on long back-straights, to keep speeds down, and create additional braking/passing zones. Some more complex facilities feature a stand-alone road course layout in the infield not directly linked to the oval layout, or otherwise using only a short portion of the oval. Originally a superspeedway was an oval race track with a length of one mile or more. Since the introduction of the intermediate oval, Superspeedway is an oval race course of 2 miles or longer. There are six active superspeedways in the United States, the most famous being Indianapolis Motor Speedway and Daytona International Speedway, both 2.5 miles (4.0 km) long. Indianapolis Motor Speedway was built as a facility for the automotive industry to conduct research and development. Daytona International Speedway was built as a replacement for the Daytona Beach Road Course, which combined the town’s main street and its famous beach.

Being good at money doesn’t mean giving up everything you love. Learn how to spend well, save more, budget easily and invest your money to get on the right track with your personal finances—no jargon … Learn how to spend well, save more, budget easily and invest your money to get on the right track with your personal finances—no jargon… We aren’t born with an understanding of how to spend, earn, and save, so why is there so much judgement around the subject of personal finances? Desirae Odjick has made it her mission to be a supportive, welcoming, non-judgemental force through her writing on https://www.wave-accounting.net/. Because she’s taken the time to grow her blog organically, Desirae has built a loyal and engaged audience on Half Banked. So, when organizations reach out to her to promote services or content on her blog, she can quickly suss out whether it would resonate with her audience.

How Half Banked’s Desirae Odjick juggles a full-time job and a successful side hustle

It has a boomin’ economy , and offers plenty of tax credits and other incentives for small business owners. When you’re working full time and running your own business, your time is at a premium. With so little time to spare, entrepreneurs juggling both need to exercise judgement about which contracts have the best payoff—financially and otherwise. Keep up with FDIC announcements, read speeches and testimony on the latest banking issues, learn about policy changes for banks, and get the details on upcoming conferences and events. The FDIC is proud to be a pre-eminent source of U.S. banking industry research, including quarterly banking profiles, working papers, and state banking performance data. Mobile money has become an important enabler of financial inclusion in Sub-Saharan Africa—especially for women—both as a driver of account ownership and of account usage through mobile payments, saving, and borrowing.

The courses are usually very challenging, and usually offer little banking, making the turns very slow and tight to maneuver. But there exist some tracks about 1 mile length with this shape, too. In 1992, Charlotte became the first intermediate track to install lights and allow for night racing. It is now commonplace for these types of tracks to host night races. Almost all modern race tracks that are still used in NASCAR and IndyCar today are of this type. Since their size allows them to compromise high speeds with sightlines, especially tri- and quad-ovals of 1.5-mile length have become commonplace in major racing series that use oval tracks.

Just a year earlier, I had summarized all the best advice from the personal-finance… If you’re playing solo , it comes down to how aggressively you can collect motes. Scoop them up as quickly as they drop and make sure you bank them. While Desirae’s freelance business is unique, the lessons she’s learned in her time as a writer and content marketing apply to lots of different kinds of entrepreneurs. As a content creator and seasoned marketer, Desirae uses her expertise to help companies in a variety of ways, but she didn’t offer all of those services at the beginning. Particularly in the marketing department, managers at companies both big and small are juggling a variety of tasks—and writing effective content, especially for a niche like personal finance, may not be one of their skills.

  • And in the case of personal finance writer and marketer Desirae Odjick, that’s precisely what happened.
  • The only major short track with a rectangular layout has the shape of a rounded-off square with four nearly identical straights and turns.
  • Since their size allows them to compromise high speeds with sightlines, especially tri- and quad-ovals of 1.5-mile length have become commonplace in major racing series that use oval tracks.
  • LFG is probably you’re most reliable bet if you’re not able to kill and bank really fast though.

A “dogleg” is a defined as a soft curve down one of the straights, either inward or outward, which skews the oval into a non-symmetric or non-traditional shape. While the extra curve would seemingly give the oval five turns, the dogleg is normally omitted from identification, and the ovals are still labeled with Half Banked four turns. There are a lot of oval tracks, which neither have a classical geometric shape nor still represent a modern tri-oval in the strict sense. Many 1-mile dirt ovals were used by Stock cars or Champcars before race tracks with dirt surfaces were removed from the racing calendar in the early 1970s.

“Finding people who can write about money in a way people actually want to read is something that companies are looking for,” she said. The Federal Deposit Insurance Corporation is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system. The FDIC insures deposits; examines and supervises financial institutions for safety, soundness, and consumer protection; makes large and complex financial institutions resolvable; and manages receiverships. Before sharing sensitive information, make sure you’re on a federal government site. The purchase will provide Half Banked with resources to offer more content and new voices, plus the brand will be introduced to more readers through Wise Publishing’s large network of syndication partners. But though it will have a new owner, Half Banked will maintain the unique, breezy style its loyal audience enjoys.

  • In some rare examples, the combined road course layout is run in the opposite direction to the oval circuit.
  • The Calder Park complex has a 1.119 mi (1.801 km) high-banked oval speedway called the Thunderdome as well as a separate road course.
  • Most mile ovals are relatively flat-banked, with Dover being a notable exception.
  • They have one thing in common though – their goal is to support you 24/7, regardless of time zones, holidays and seasons.
  • The CART series however, mostly stayed away as the faster, more powerful Champ Cars were generally thought to be too fast for this type of circuit.